Commercial auto and general liability policies help protect you and your business against the increased exposure of operating in a professional environment. These coverages provide much of the same protection as your personal policies, but most personal auto and liability policies will not cover incidents that happen in the course of business.
If a vehicle is used for tasks other than commuting that deal with the operator’s occupation, business, or profession, a commercial policy is necessary in Texas.
Licona Insurance Group has over 50 years of experience with commercial insurance. Call us today to learn how we can help and get a free quote.
Commercial auto insurance in Texas is subject to the same liability limit requirements as personal auto. That means a commercial auto policy must have limits of 30/60/25. $30,000 for each person injured in an accident, $60,000 for all people injured in an accident, and $25,000 for all property damaged in an accident. Insurance that simply covers these three things is called liability only. Most commercial operators however, prefer to have additional coverages to protect their financial interests and health.
If you have a commercial auto policy or are looking to get one, it is good to have an understanding of the coverages involved. Since not all coverages are required it's important to be familiar with them before you decline an optional coverage. Below are the coverages involved in commercial auto insurance and short description.:
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We offer a range of diverse insurance products to suit your everyday needs. From personal to commercial, we have you covered. Give us a call and let our experienced agents find the affordable coverage that suits your needs today.
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